'I'm a debt expert - how you can reduce your payments if you're struggling with the cost of living crisis'
Among the measures is a £650 cost of living payment, £150 disability payment, £400 energy rebate grant and a £300 payment for someBut if you're looking for targeted debt support, the government's Debt Respite Scheme, also known as Breathing Space, is one option.
Under the scheme, people can freeze most interest, fees and charges on debts and pause enforcement action and contact from creditors.You have a qualifying debtYou don't have an interim orderYou also can't have used the service in the previous 12 months. An IVA is a legally binding agreement between you and your creditor to pay back debts over a period of time.
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