While theft and fraud happen everywhere, the challenge of experiencing it while travelling is that you might spend more time on the phone than soaking up rays at the beach, and you can't pop round to your bank branch to sort it out in person.
In other instances, you might get stuck dealing with an online travel scam before you even get to take off.
“Canadians started to get more comfortable with the idea of travelling again and fraudsters caught on and directed their attention towards the activity spike in this sector,” said Ted Trush, director of Solutions Consulting at TransUnion Canada. He advises Canadians who are travelling ensure they only provide banking information to legitimate businesses and websites.
Caval Olson-Lepage, advisory team lead, wealth at Affinity Credit Union, said that whenever you receive an email or text message, you should be asking yourself:"Am I expecting this? And, is this coming from a legitimate source?" Olson-Lepage also cautions against using public Wi-Fi for financial transactions, which might happen more when someone’s travelling compared to when they’re at home or work. She recommends setting up a virtual private network before travelling to hide your online activity. Another option is to purchase an international data plan from your provider so you can avoid using Wi-Fi.
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