Why Are Prescription Drug Prices So Insanely High—Even With Insurance?
to conceive. Melissa, a social worker from Staten Island, NY, was fortunate that insurance covered most of the IVF costs, but it would not pay for the vaginal estrogen suppositories crucial to the process, leaving her shelling out $180 for one cycle’s worth of the drug.
But the most outrageous flaw in the system may be this: Those high insurance premiums you pay might buy you the privilege of payingfor some meds than you would if you had no insurance at all. Say your insurer offers you a $30 copay, but the price for the same drug without insurance would be only $10—for years, a law prevented pharmacists from pointing this out. Fortunately, thanks to 2018 legislation, yours can now give you a heads-up when bypassing insurance would save you money.
It can be tempting to storm out of the pharmacy empty-handed, but this is risky, as Shari Adams, from Raleigh, NC, learned. Several years ago, her doctor diagnosed her with ulcerative proctitis, tiny ulcers in her large intestine, and prescribed a rectal suppository. When Shari learned that her cost would be $500, she decided not to pick up the meds. Her symptoms eventually worsened to the more serious ulcerative colitis.
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