With few heirs, do we need a will to settle our estate?

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With few heirs, do we need a will to settle our estate?
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A reader writes: Our estate is worth about $1.5 million, and everything is either going...

. Can I use a form on the internet to make a will? Can you recommend a website? I cannot afford to pay $600 for both my husband and me. We are both retiredhe Texas Supreme Court recently issued a proposed fill-in-the-blank will form you could use. However, the form has not been officially certified as ready, so it's still too early to use it.

You can either wait until Texas finalizes the form, or you could try to find a form on the internet. There is no website I can recommend. Personally, I think the free will forms you find on the internet should not be used. I have seen countless people write their own wills that way. They usually find terrible forms, and then they complete the forms so poorly that they create more problems than they solve. You are better off hiring an attorney even though it will cost some money.

Don't forget that if you and your husband both sign wills, you are necessitating a costly probate after each of your deaths. You should therefore ask your attorney to recommend ways to reduce or eliminate the cost of probate. The information in this column is intended to provide a general understanding of the law, not legal advice. Ronald Lipman of the Houston law firm Lipman & Associates is board-certified in estate planning and probate law by the Texas Board of Legal Specialization. Email questions to: [email protected].

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