Here's why you should have more than one credit card.
You can rely on credit when you run into an unexpected expense, but with two cards you can prevent that large expense from hurting your credit score. By splitting the cost of a big expense, such asThis goes back to maintaining a high credit limit overall so that your utilization rate stays low and your credit score remains high. Just make sure you can pay off balances on both credit cards before they start accruing interest.
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