That 40 bucks a day might seem like a lot, but it’s cheaper than paying for a totalled rental vehicle
We’re spending a week skiing in Lake Louise over the holidays, so we’re flying to Calgary and renting a car at the airport. I’m already spending more on this trip than I’d like, so I’m wondering: can I skip the $40-a-day insurance they offer at the rental counter? – Jin, TorontoBut before you buy the coverage at the rental counter, check to see what’s already covered by your credit card and your car insurance, experts said.
“If there’s a scratch, if you get in an accident, then there’s coverage for the vehicle,” Hands said. “If I’m on a trip and I’m renting from the airport and I have a tight timeline getting to a flight, I like the ability to just say ‘Here are my keys, I need to go,’” Hands said. “I don’t want to be worried about paperwork and review.”We found offers for around $16 a day. But you must buy it when you book the rental – and you must turn down the rental company’s insurance.If you have car insurance, your policy might include coverage for cars you don’t own, including rental cars.
Also, know how much deductible you’ll have to pay if you make a claim for a rental car on your insurance policy – it could be up to $1,000 or more.
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