Protecting your little one should cost way less than the diapers you\u0027re buying.
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But your coverage generally ends when you leave your employer — and if the payout is only one or two times your salary, it won’t be nearly enough. A parent at home is playing the role of daycare operator, driver, cook, cleaner, laundry service worker and more during their 24-hour shift. A Salary.comWhether you believe that estimate or not, you should stop to think about how expensive it would be to raise a child with one fewer parent around. Even if they aren’t working, stay-at-home parents need to be insured.A joint policy for you and your partner is generally a bit cheaper than paying for two single policies.
You and your partner will also have to agree on the coverage amount, term and beneficiaries, and you’ll each have to get new policies if the relationship breaks down.
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