'The self-build mortgage to build the house was very challenging.'
Ever wondered what it’s like to buy land and build your home from scratch?He bought land for £236,000 in 2017 and spent £500,000 building his dream home.
All in, it costs about £2,500 a month. The mortgage is small and the interest rate is low – so we are making overpayments which increases our monthly expenses, but does substantially erode the size of the mortgage.Hard work. Taking on additional ‘freelance’ work in addition to our jobs and cutting back on ‘luxuries’ we could do without to ensure we had the money to buy.The self-build mortgage to build the house was very challenging.
I’ve only ever rented when I first left home aged 21 and was looking for my ‘first time buy.’ I’ve always been a home lover and know that renting wouldn’t allow me to improve a house in a way that I would want to.Pure luck and a random internet search. I knew I wanted to move, but also knew I didn’t think I could because my existing home hadn’t sold.
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