US Farmers Want to Adapt to Climate Change, But Crop Insurance Won’t Let Them

Crop Insurance News

US Farmers Want to Adapt to Climate Change, But Crop Insurance Won’t Let Them
Farming PracticesCover CropsRegenerative Farming
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(Bloomberg) -- In Kansas, where a prolonged drought has killed crops and eroded the soil, Gail Fuller’s farm is like an oasis. Sheep, cows and chickens graze...

-- In Kansas, where a prolonged drought has killed crops and eroded the soil, Gail Fuller ’s farm is like an oasis. Sheep, cows and chickens graze freely on crops and vegetation in a paradisiacal mess.Harris Tests Out ‘Weird’ Label in Attack on Trump-Vance Rhetoric

Crop insurance policies mainly cover conventional commodity crops such as corn, soybeans, cotton and wheat. Farmers growing them typically enroll in multi-peril insurance, which insures individual crops against poor harvests caused by disease, flooding, droughts and other extreme weather. But when his insurance company appraised the land in August 2012, during a severe drought, it determined that the remnant cover crops were weeds. The company denied all of Fuller’s claims — which led to his lending institution dropping his operating line of credit.

The Risk Management Agency, which controls federal crop insurance, also has expanded its coverage of certain climate-smart practices, like lowering water use, cover cropping and injecting nitrogen into the soil, rather than layering it on the soil’s surface. Farmers must still follow specific rules, such as terminating their cover crops early enough, which some scientists think limits how much these practices can reduce emissions.

Collecting sufficient data to prove that climate-friendly practices like crop diversification won’t impact yield is a big ask for any one farmer, however. The regenerative farming movement is relatively small, but it’s gained steam in recent years thanks to federal support and agribusinesses eager to align their supply chains and sustainability goals. Companies like CoverCress Inc., which is majority-owned by Bayer AG, are trying to get farmers to plant cover crops that can be used for sustainable aviation fuel.

Clark testified in front of Congress in late 2022 on behalf of Regenerate America, a coalition that lobbies for agricultural reform, asking for the legislative reforms Schechinger said are necessary. The day after Clark testified, Congress passed the Inflation Reduction Act, President Joe Biden’s landmark climate law that includes a $19.5 billion investment into USDA conservation programs. He felt like he had a small part to play in that.

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Farming Practices Cover Crops Regenerative Farming Bloomberg Climate Change Gail Fuller Farmers Insurance Industry Greenhouse Gas Emissions

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