Two years after the huge Equifax breach, consumers are still too vulnerable to identity theft.
The CompareCards survey, conducted in mid-August among 750 consumers who have at least one credit or debit card, asked respondents what they had done in the past year to protect themselves from identity theft.
For example, just 9% froze their credit, which is the best way to hinder a fraudster's effort to get a loan or credit card in your name. While freezing your credit won't cost you anything due to federal law prohibiting a fee, you must alert the credit reporting firms — Equifax, Experian and TransUnion are the biggest — to freeze your report at each of them. You can do it by phone or online at each company's website.
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