Try these tips to survive a tight time such as a layoff or financial emergency
Think you're the only one who's living on a financial knife's edge? You are not alone. Recent data show most American workers live paycheck to paycheck. The statistics seem accurate to Joseph Driscoll, 39, a San Diego resident on active duty with the U.S. Coast Guard. His coworkers began panicking before the first paycheck was missed during the recent partial government shutdown. Driscoll is also a financial coach – yet his own finances were once far from healthy.
Through frugal living — the couple continued living like students after graduating — Cothern, 32, and his wife paid off $80,000 in student loans in three years. Make saving a priority, Cothern says, not an afterthought. That way, it's no longer available for unplanned spending.
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