True Story: I Went From $17,000 in Debt to Home Ownership in Three Years

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True Story: I Went From $17,000 in Debt to Home Ownership in Three Years
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  • 📰 marieclaire
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No, it's not impossible.

How I Went From $17,000 in Debt to Home Ownership in Three YearsOn the first morning in my new house, I plopped down on my couch, looked out across the unpacked boxes, and burst into tears. I had never felt so proud of myself. You see, the road to get here had been far from easy. Back in 2016, I returned home with $17,000 in debt after a year abroad in Germany. The debt was entirely my fault – I had splurged on trips to Italy, Czech Republic, Spain, and Poland.

With the debt gone, I was able to quickly build my savings and switch back to freelance. But in early 2018, my career derailed again when my mother underwent a routine surgery that resulted in multiple organ failures. I almost lost her. I spent six months with her at the hospital, navigating the ups and downs of the health system before she was finally sent home in June.

I figured it couldn't hurt to have a look, and I'm glad I did—I totally got lucky. Two homes popped up on my radar that met my criteria: located downtown, and with minimal upkeep required. The first house – the one I was most excited about – was a letdown. I figured the second house would be the same.

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