Toronto is still drying out after a storm dropped more than a month’s worth of rain on the city earlier this week, leaving some residents to deal with flooded basements and property damage left in its wake.
Last Updated Thursday, July 18, 2024 1:15PM EDTdropped more than a month’s worth of rain on the city earlier this week, leaving some residents to deal with flooded basements and property damage left in its wake.The area was particularly hit hard by Tuesday’s rainfall and the water levels in Kunsang’s basement reached knee-high height, destroying furniture and toppling over large appliances as the storm surged.
Homes weren’t the only things damaged in the record-breaking storm, which saw nearly 100 millimetres of rainfall in just a few hours. Several vehicles were also abandoned by their drivers after water gushed onto major roadways across the city, including the Don Valley Parkway where 14 people needed to be rescued.
“We can’t determine, at this point, what the magnitude of this event is,” Anne Marie Thomas, IBC’s director of consumer and industry relations, said. “We can’t say what this event will cost because, as you can imagine, not everyone has filed an insurance claim yet.”If your basement was flooded or you needed to abandon your vehicle, the first thing you should do is reach out to you insurer or insurance broker to check your coverage.
After you’ve determined what type of coverage you have, the next step is making an inventory of all the damaged items, including taking pictures and videos of those items. If you have proof of purchase, such as a receipt, for an item you’re looking to make a claim for, that will assist in the process.
In terms of vehicle insurance for owners who were forced to ditch their vehicle amid the flooding, much like home insurance, only certain policies will cover the damage.
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