How to save hundreds on rent, medical bills, and gym memberships 🙏
If you have a weakness for clothes, it's a little too simple to charge more to your credit card than you're able to pay at the end of each month. There's a lot you can do to budget better; carrying a balance on your card will only cost youdown the line. So of course, once a balance accrues, it's best to pay it off as quickly as possible.
Plus, if you're a member of a travel rewards program and use a card that comes with a high annual fee, Rathner adds that it's sometimes possible to get the points without the added pain. "For cards that begin to charge an annual fee in the second year, you may be able to get an extra year fee-free, if you mention you plan to cancel the card. They may say you’re out of luck, but if the worst you’ll get is a 'no,' it’s worth it to try," says Rathner.
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