Will the arrival of self-driving cars shake up the rankings of top safe driver cities?
If you were trying to figure out which cities in the United States has the “safest” drivers, what method or approach would you use?In the case of the Allstate Insurance approach, they opted to use their own automobile claims data and examined principally the number of, as reported via their claims database. According to Allstate, their automobile policies represent about 10% of all U.S. automobile policies.
I’m not going to argue the point and instead will agree to stipulate that presumably, their data is representative across the United States, especially since the ranking is not an especially life-or-death matter and not so crucial that we’d want to be more assured about its representative nature. To clarify, the longer the interval of years, the better, since it implies that you are having less frequent collisions. Thus, collisions every 15 years is better than collisions every 10.57 years.
Or, maybe you have an equal number of drivers but your city is compacted and the drivers tend to be driving closely to each other, maybe leading to more collisions than otherwise in a more spread-out locale.
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