Tesla owners are beta testing “full self\u002Ddriving,\u0027 but who\u0027s responsible in a crash?
These four-wheeled robots promise to be much safer than human drivers, potentially eliminating a third of all crashes, according to aThat means fewer insurance claims and lower premiums for everybody — if you even need insurance at all.As vehicles become more and more automated, car insurance may end up looking radically different.
Some automakers, like Volvo, have already announced that they will accept full responsibility for property damage or injuries caused by their self-driving cars. And a 2014 Brookings Institute study found that product liability laws in the U.S. are already in good shape to handle the shift. Many drivers will still want comprehensive coverage, which protects against threats like theft or extreme weather.
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