Ten topics that demand attention in adviser-client meetings happening in the next 12 months

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Ten topics that demand attention in adviser-client meetings happening in the next 12 months
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A look at important developments that require discussions

The pace of change in the economy and markets these days adds some urgency to a question of how often advisers and clients should meet

Speaking of mortgages, when does the client expect to be mortgage-free? Rising mortgage rates – and payments – mean some clients will need longer to get their mortgages paid off. This could limit their ability to switch their resources to retirement saving in their 50s or early 60s. Also, more people are retiring with mortgage debt, which in turn inflates their need for retirement income.

How prepared is the client for financial emergencies? Emergency funds may not generate fees or commissions for advisers, but they’re a hedge against financial uncertainty.

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