Limiting subscriptions to streaming services, fitness memberships and knowing when to save money by dining in are some ways to cut down on your monthly budget.
"An immediate way to cut down on your month-to-month spending is to look for opportunities where you can prepare your own meals at home," she said. Instead of ordering in on the weekends, consider splurging on a cooked meal at home on a weekend rather than dining out.can take up a big piece of your budget each month, said Ewing. However, many providers are willing to negotiate pricing based on their competitors’ pricing.
"For example, maybe your credit card offers cash back at a certain grocery store this month," said Lauren Bringle, accredited financial counselor at Self Financial. "If that's the case, shop for groceries you already need there and bank the cash back."The important fact here is credit card rewards only save you money if you pay your credit card balance off each month. Interest from revolving balances will offset any rewards you earn.
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