Someone opens a credit card in student’s name and racks up $6000 debt, student discovers the fraudster was their own mother.
You're on the list! Expect to receive your first email very soon!that can leave a victim feeling violated and vulnerable for years after the initial incident. There’s all the stress of dealing with the endless red tape of having your credit restored, on top of the anxiety of possibly going to court.because of bad credit, they pulled their report to investigate, only to discover a card debt of $6K and ATM advances made only a block away from where their mom lives.
What’s more, only 7% of fraudulent charges involved stolen or lost credit cards; the remainder accessed personal data and account information remotely, as in OP’s case. Only 4% of victims reported credit card fraud to law enforcement, while 96% reached out to their banks or card providers and eventually got the charges reversed.
Despite not getting the job, OP was lucky to have found the culprit as soon as they did. Who knows how much debt their mom would have racked up otherwise?
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