As of January 1, 2022, federal law bans many types of surprise medical bills — except for ground ambulance charges.
Patients with insurance will no longer receive so-called"surprise bills" following emergency medical care from an out-of-network doctor or facility. Patients will still be responsible for any deductibles and copays they normally would have to pay under their plan, but they may only be billed at their plan's in-network rate.
The law also requires out-of-network providers to give patients notice of their charges 72 hours in advance of a planned procedere. Patients will have to agree to receive out-of-network care to be billed. Air ambulance services will also be banned from sending patients surprise bills for any more than the in-network cost.
The new changes resulted from Trump-era bipartisan legislation, which lawmakers continued to work on after President Biden took office.the Trump administration urged legislators to prohibit charging more than in-network amounts in emergencies, and to mandate informing patients about out-of-network providers during non-emergency care.
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