This article discusses whether to apply for a job that offers a salary lower than your required income. It provides advice on when to negotiate salary expectations during the job application process.
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Should I even bother applying for the job? If so, when’s the best time for me to present my higher salary expectations: in a cover letter or during the interview stages? Jennifer Houle, people and culture director, Raven Indigenous Capital Partners, Victoria says: If you’re currently employed at a livable salary and your circumstances don’t require a job change, you might want to carefully consider whether applying for this position is the right move. A job transition comes with uncertainty, and leaving a role that meets your financial needs without a pressing reason may not be worth the risk. That said, there’s no harm in applying; the safest time to explore opportunities is when you already have secure employment. Without the pressure of finding a job under a tight timeline, you can approach the process with a clear mind and the flexibility to negotiate confidently. If you decide to apply, hold off on discussing salary expectations in your cover letter. Instead, wait until the interview stages, when you’ll have a better sense of the role, company culture and whether the opportunity aligns with your goals. At that point, you can ask thoughtful questions about salary bands, how they’re determined, the salary review cycle and the processes for promotions and raises. But most importantly, you can ask whether the company is willing to go outside of the listed salary band for the right candidate. Employers may be open to negotiating if experience and qualifications justify a higher salary. However, you should also consider whether this organization aligns with your values and long-term aspiration
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