Regions Financial misses profit, revenue and net interest income expectations, as deposits fall

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Regions Financial misses profit, revenue and net interest income expectations, as deposits fall
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Tomi Kilgore is MarketWatch's deputy investing and corporate news editor and is based in New York. You can follow him on Twitter @TomiKilgore.

Regions Financial Corp. RF, -0.36% reported third-quarter profit and revenue that missed expectations, as total loans increased but deposits fell and as the regional banking industry faced “economic and regulatory uncertainty.” The stock was still inactive in the premarket. Net income rose to $465 million, or 49 cents a share, from $404 million, or 43 cents a share, in the year-ago period. That missed the FactSet consensus for earnings per share of 58 cents. Total revenue fell 0.5% to $1.

858 billion, below the FactSet consensus of $1.887 billion. Net interest income rose 2.4% to $1.304 billion but missed the FactSet consensus of $1.325 billion while non-interest income declined 6.4% to $566 million to match expectations. Total loans grew 4.3% to $98.79 billion, while allowance for credit losses increased 9.0% to $1.68 billion. Total deposits dropped 6.8% to $126.20 billion. Regions’ stock has tumbled 19.

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