The average emergency costs over $3,000 — here's how to prepare. (via Grow_mag)
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Only 41% of U.S. adults have enough savings to cover a $1,000 emergency room visit, for example, or car repair,of 1,015 adults. Of those surveyed, 16% said they would finance an emergency with a credit card. Not having enough money in your emergency fund, or not having an emergency fund at all, could seriously set you back. You could fall behind on bills because paying off an unexpected expense takes precedence, or have to take on credit card debt. "The lack of progress on the percentage of Americans that could pay an unplanned expense of a thousand dollars out of savings is alarming," says Greg McBride, chief financial analyst for Bankrate.
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