Major US banks show profit boost, but cautious on outlook, consumer health

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Major US banks show profit boost, but cautious on outlook, consumer health
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Major U.S. banks on Friday reported rising profits from higher interest rates on loans, but warned the economy was slowing as customers depleted their savings.

The banks benefited from higher interest rates, which have bolstered banks' net interest income , or the difference between what they earn on loans and pay out on deposits.

Shares of JPMorgan rose 2.3% at the open while Wells Fargo, which beat analyst' estimates, was up 2.8% and Citi was 3% higher. PNC, however, fell 1.8%. The KBW index of bank shares"Currently, U.S. consumers and businesses generally remain healthy, although consumers are spending down their excess cash buffers," said Jamie Dimon, JPMorgan Chairman and CEO.

"While the economy has continued to be resilient, we are seeing the impact of the slowing economy with loan balances declining and charge-offs continuing to deteriorate modestly," said Wells Fargo CEO Charlie Scharf.

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