CTVNews.ca has compiled 10 tips on how to save money on your home and vehicle insurance.
Depending on where you live, what kind of property you own and what type of vehicle you drive, insurance premiums can be a costly expense.
Those who demonstrate good driving habits can be rewarded with lower insurance premiums. At Allstate Insurance that discount can be up to 30 per cent, said Greg Bergeron, Allstate's Ottawa-area agency manager. "That can save you a few hundred bucks easy," Bergeron told CTVNews.ca in a phone interview from Ottawa.The general advice from most insurance experts is to drop collision and comprehensive coverage when repairs to older vehicles no longer make financial sense.Regularly parking your car in a driveway or a garage instead of on the street or in a lot will also save you some money, since there's less chance that someone will hit it.
If you take steps to protect your property from break-ins, you will save money on insurance premiums in the long run. Many insurance providers, including SGI Canada, offer"A lot of people don't know – if you don't have a mortgage on your home, you can save some money [on insurance]," Bergeron said."Gone are the days when people would make claims on just small things, like a TV being stolen," Bergeron said.
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