It took me almost a decade to pay off $8,000 of student loan debt, but after refinancing I can't believe how fast it's going down

I sleep easier knowing I'm not tossing away my hard-earned money

When I graduated from college in 2009, I had around $65,000 in private student loans. Rather than the state school my parents wanted me to go to, I opted for a small, private school out of state, which cost nearly three times as much per year.

But by the time I walked across the stage for my diploma, I had accumulated three high-interest loans: one for $50,000 with Wells Fargo, and two others with smaller lenders. But there’s another twist in my student loan story: In 2011, I married a man who had just as much student loan debt as I do. Thankfully, his loans were federal, so we weren’t accumulating as much interest, but together, our loans were eating up a big chunk of our income.

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