Here's how to plan ahead if you're a single or divorced parent who's worried about how to care for your kids if you get coronavirus.
Have an emergency plan — and an emergency caregiver — in mind.
If you’re a single parent without a co-parent or an ex to designate as your child’s caregiver in the event that you’re incapacitated, give some thought to who you’d select. When selecting a legal guardian, pick someone who will provide children with as much stability as possible, said“Close geographic proximity matters,” she said.
If you’re struggling to select one person, the attorney suggests suggesting two “B+ candidates” and have them act together. You may want to look into term life insurance, which provides coverage for a set period of time, usually around 20 to 30 years. Insurance brokers may try to push you into a whole life insurance policy but term life insurance policies are much more affordable.
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