Even if your income seems too high for Medicaid, for some, spending on medical bills and premiums can be subtracted from your income to help you qualify.
More than 1.4 million people have lost Medicaid coverage in 2023 because they no longer meet the eligibility requirements, according to August tracking data from KFF, a health policy nonprofit.
For example, someone with income $200 above their state’s limit for Medicaid might become eligible if they have at least $200 in qualifying medical bills. How does spending down affect medical bills? Spending down to meet the income requirements for Medicaid means that Medicaid can cover some of your medical bills. But it won’t cover the bills you used to qualify.
“There’s often the misconception that Medicare will pay for long-term care, and it will not,” says Connecticut elder law attorney Daniel Tully.
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