You don’t have to spend three months of your salary on an engagement ring, but there are a few things you should keep in mind when shopping for the perfect piece of wedding jewelry.
Before your head goes spinning from the sheer number of engagement ring designs, diamond retailers, and digits of price tags, let's take a moment to remember why you're here. Understanding how much to spend on engagement rings isn't something we'd expect you to subconsciously know. But this piece of jewelry doesn't have to put you into debt to make you and your partner happy.
If you know you don't have enough to purchase the ring your partner is set on, consider payment plans. Check with your jeweler to see if they offer in-house financing, or think about using a credit card to cover the cost. There are payment options readily available, but be responsible by looking into interest rates and the realistic timeframe for paying off the ring. If you know yourself well enough to know you're not the best at timely payments, consider this a last resort.
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