How a 31-year-old making $118,000 in Philadelphia paid off $55,000 in student loans in 4 years. (via CNBCMakeIt)
series, which profiles people across the U.S. and details how they earn, spend and save their money.
If it all sounds indulgent, Patterson agrees. But he argues he's earned a bit of pampering. Just two years ago, he saw little reason to buy skincare products at all, he tells. At the time, he was still paying off over $55,000 in student loan debt from his time at Eastern Connecticut State University, and he wouldn't spend a dime more than he had to on anything, never mind splurging on non-essentials like French face lotions and transatlantic flights.
He was inspired by personal finance expert Suze Orman, and "The Suze Orman Show" became appointment television each week for him and his mother when he was still living with his parents in Connecticut. He doesn't regret the years of cost-cutting now that he's debt free, although he occasionally wishes he hadn't made quite so many sacrifices. He skipped a family trip to Jamaica because he didn't want to buy a plane ticket, and he doesn't want to miss out on experiences like that any more. Some things, like vacations with his loved ones and, of course, the P50, are worth the expense.
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