Half of Canadians $200 Away from Debt Crisis, Survey Shows

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Half of Canadians $200 Away from Debt Crisis, Survey Shows
EconomyCONSUMER DEBTINFLATION
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A new survey reveals that half of Canadians are struggling with debt, with many just $200 away from insolvency. The report highlights growing concerns about financial stability amidst rising living costs and job insecurity.

A magnifying glass enlarges the holographic image of Parliament Hill's Peace Tower on a $20 bill issued by the Bank of Canada, shown in a display case at the Bank of Canada Museum in Ottawa, on Wednesday, Sept. 4, 2024. THE CANADIAN PRESS/Justin Tang

The survey, conducted by Ipsos, found fewer Canadians expect their debt situation to improve in the coming year while a growing number believe it will worsen. More than half say they don’t think they will be able to cover all their living and family expenses in the next year without accruing more debt.

The overall trend in Canada’s unemployment rate has been steadily rising. Despite a slight dip in December to 6.7 per cent, according to Statistics Canada, unemployment is still elevated. “We’re still having a growing number of people anticipating that their financial situation will worsen, that they’re going to have a harder time paying off their debt in the future,” said Bazian.

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Economy CONSUMER DEBT INFLATION INSOLVENCY FINANCIAL ANXIETY MORTGAGE RENEWALS

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