Here's the Forbes guide to travel insurance and coronavirus options:
Trip cancellation and interruption insuranceYour airplane has a mechanical defect, causing you to miss connectionsYou wait at the baggage carousel, your baggage never arrivesThe airline informs you that your baggage was delayed at a connecting airportYou sprain your ankle while sightseeingYou’re injured in a remote location and need to be transported to a hospitalYou are evacuated because of a natural disaster, like an earthquake or hurricaneYou die as a result of an accident that occured...
The flexibility of “cancel for any reason” coverage can add 40% to the cost of the policy, according to Squaremouth, a travel insurance provider.. The trip cost is based on the prepaid, nonrefundable trip expenses you want to insure. When you’re shopping for travel insurance quotes,be sure to include any travel expenses you’ll incur before the departure date. You’ll want to include costs like airfare, hotels, tour costs, event tickets, excursions and park passes..
If you have health insurance with good international coverage, you may not need emergency medical coverage. If you have homeowners or renters insurance, you’re typically covered for the theft of personal items. Check your policy for the coverage limits though, which can be capped for theft of items like jewelry.
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