Hurricane Ian swamped Florida where fewer homeowners have flood insurance than in years past. And in hard-hit inland counties, almost no one had it.
SANFORD, Fla.
—Florida homeowners had reduced their flood insurance coverage in the years before Hurricane Ian dumped up to 15 inches of rain on the state,Only a small number of residences in two of Florida’s hardest-hit inland counties are covered by flood insurance. The percentage of protected homes is higher in coastal areas that sustained the most damage, but still, is over 50% in just one of the affected counties, according to an analysis by Neptune Flood, a private-sector flood-insurance provider.
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