Five genius hacks to make the most out of your new raise investinyou (In partnership with acorns.)
The best thing you can do for yourself is to learn how toThat's spending more simply because you have more, a dangerous habit you want to avoid forming.
"If you can temper spending increases while your salary is going up, that will keep you in good shape over time," said Roger Young, a senior financial planner at T. Rowe Price.Where does the money go? What was worth it, and what was wasted? If something didn't bring you that much happiness, cut back in that area.Check out your spending habits and their triggers. Money and spending are much more behavioral than we realize, Bera says."If you're not taking full advantage of the company plan match, do that," Young said, referring to company-sponsored 401 plans. Increase your contribution by however much it takes to snare that free money.
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