Only 18% of Florida homes have flood insurance, according to Insurance Information Institute. Florida homeowners already pay the highest premiums — nearly three times the national average — for property insurance, Insurance Information Institute says.
over the weekend — but the complicated process of figuring out what insurance might cover has just begun.
Florida state Sen. Jeff Brandes says one problem is that a whopping 80% of property insurance lawsuits come from Florida, despite only representing 8% of the nation's insurance claims. It's driving insurers out or into bankruptcy, he said.
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