I don’t know how to get through to my husband that he needs to make some changes.
I think your husband is partly right—that is, I don’t think this problem should be thrust upon the kids, although not for the sake of protecting them from “worry.” But I’d certainly be honest with both kids about the fact that no more funds are forthcoming from Grandpa . Assure your kids that the matter of how to provide for their education is not their problem—it’s yours.And I don’t think things are as bleak as you imagine.
This is where letting him be involved in the decision seems to me a good idea. Give him some agency; don’t make the choice for him. I’d also look—and let him look—more closely at the public school before dismissing it out of hand. It may indeed be awful, but it may not. Assuming he does want to stay at the private high school you can’t afford on your own, and that this would leave you a year or two short of private college tuition funding for him, you will have a couple of options.
Since you would be filling out FAFSA and the College Board’s CSS Profile every year, once you ran out of Grandpa’s money, the difference between the annual cost of attending the college and what you can afford to pay for it would be metthe college with a financial aid package that may include small, low-cost loans along with scholarships and work-study.
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