Public-housing residents’ average credit scores would improve if their rent payments were reported to credit agencies, according to a study by the HUD
More public-housing residents would see their credit scores improve if their rent payments were reported to credit agencies, according to a new study by the U.S. Department of Housing and Urban Development.
Knowing that public-housing residents, on average, have poorer credit scores than the general population and that poor credit scores make it harder and costlier to borrow, HUD set out to study how including rent payments changed tenants’ credit.
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