Travel plans? Coronavirus outbreak highlights the benefits of purchasing insurance when you book
The Public Health Agency of Canada -- along with other agencies around the world -- has issued a notice, with another notice to avoid all travel to Hubei Province, the epicentre of the outbreak.
“We recommend purchasing trip cancellation or interruption insurance as soon as you plan a vacation abroad,” the insurer states on its website. “That way if an advisory against all travel or non-essential travel is issued after you purchase your plan and you decide to cancel or return from your trip earlier, you can be reimbursed for all prepaid non-refundable travel expenses covered under your plan.
Because all travel insurance plans are not the same, Thomas adds that if you plan on relying on your travel insurance through work or a credit card, it’s important to look through the details of each plan to make sure you’re properly covered. On Wednesday, Air Canada suspended each of its 33 weekly direct flights to Beijing and Shanghai. The airline said it would work with passengers to provide travel on other airlines or offer a full refund for passengers and waive rebooking fees for flights on a partner airline that are destined for Wuhan, China.
If you contract a virus in a foreign country, Thomas advises Canadians to immediately contact their insurance company to avoid some of the potentially nasty fees that come with medical care abroad. “If you develop symptoms associated with a coronavirus before your vacation, it may be wiser to avoid travelling altogether,” insurer Blue Cross said on its website.
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