Coronavirus and pretax savings: If you can't use it and might lose it, here's what to do

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Coronavirus and pretax savings: If you can't use it and might lose it, here's what to do
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If you're worried about losing all those pretax dollars you saved in a flexible spending account this year, relief may be in sight.

While medical offices were shuttered to all but emergency treatments in many states, consumer spending on health care plunged 18% in the first quarter,from the Commerce Department. That may put even more dollars at risk of being forfeited than in a typical year. Some changes from the IRS and the Coronavirus Aid, Relief and Economic Security Act could help you avoid this.

• There are more ways to spend your health FSA dollars. The Coronavirus Aid, Relief and Economic Security Act includes a few tweaks to what consumers can buy with their health FSA dollars. Consumers can use the money to buy over-the-counter drugs without a prescription, as well as feminine hygiene products such as tampons and pads.

If you are concerned about spending your dollars, consider taking advantage of telehealth services, which are eligible for reimbursement through FSAs, Uralil recommends.The IRS has relaxed the rules for these accounts, which allow parents of children younger than 13 to set aside as much as $5,000 to pay for day care, after- or before-school care, summer camps or babysitting.

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