'The American love affair with private insurance warrants close inspection.' Columnist hiltzikm explains:
We know all about the benefits in store for us when big hospital chains merge and bigger health insurance companies grow even bigger: Lower prices.
Let’s start by examining what the insurers say are their positive contributions to healthcare. They claim to promote “consumer choice,” simplify “the healthcare experience for individuals and families,” address “the burden of chronic disease” and harness “data and technology to drive quality, efficiency, and consumer satisfaction.” .What do we need health insurers for anyway?
Private insurers don’t do nearly as well as Medicare in holding down costs, in part because the more they pay hospitals and doctors, the more they can charge in premiums and the more money flows to their bottom lines. They haven’t shown notable skill in managing chronic diseases or bringing pro-consumer innovations to the table.
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