A Columbus medical debt relief program hinges on whether hospital systems and other providers participate, and whose debt accounts they will 'sell.'
— maybe as soon as August or September if all goes to plan — notifying them that their medical debt had been wiped clean with that provider.
But some providers simply choose not to participate, Hearle said, often because it can be an administrative burden pulling together all the needed information. RIP Medical Debt doesn't disclose which hospitals or healthcare groups participate and which don't, he said. "I think we want to make sure we're in a position, when and if this comes to a vote, that it's going to be a seamless process," Dorans said of the city council. The proposal is currently on track for an April vote.
Once RIP has a health providers' submitted database of debtors, it attempts to merge that information with family income data from consumer credit reporting firm TransUnion, which provides it estimates of the minimum household incomes and family sizes of those with the debt., which is $54,360 for a one-person household and up to $111,000 for a four-person household. They also qualify if their debt is 5% or more of their income, regardless of poverty status.
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