CIBC profit drops 71% as loan-loss provisions surge

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CIBC profit drops 71% as loan-loss provisions surge
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CIBC profit drops 71% as loan-loss provisions surge GlobeBusiness

This translation has been automatically generated and has not been verified for accuracy.Second-quarter profit plunged 71 per cent lower at Canadian Imperial Bank of Commerce as the bank absorbed the impact from the novel coronavirus, adding 454 per cent more reserves to cover potential loan losses.

For the three months that ended April 30, CIBC earned $392-million, or 83 cents per share, compared with $1.35-billion, or $2.95 a share, a year ago.Adjusted to exclude certain items, CIBC said it earned $0.94 per share, whereas analysts had predicted adjusted earnings per share of $1.65, according to Refinitiv.

Overall, CIBC's return on equity fell to 4 per cent, from 15.8 per cent a year ago. But its capital levels held steady, with a common equity Tier 1 ratio - a key measure of a bank's resilience - of 11.3 per cent, unchanged from the previous quarter.

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