Sen. Warren: 'I don't understand why anybody goes to all the trouble of running for President of the United States just to talk about what we really can't do and shouldn't fight for...I'm ready to get in this fight. I'm ready to win this fight.' DemDebate
Many Democratic candidates are expected to talk about their health care ideas tonight. Here's your guide to what five of the most talked-about plans and proposals mean:This proposal, spearheaded by Vermont Sen. Bernie Sanders, would radically change the way Americans are covered, shifting control to the federal government and essentially eliminating the private insurance industry.
Private insurers aren't banned, but they can't sell policies that cover benefits provided by the federal plan. That leaves them with a very niche market -- covering elective services, such as cosmetic surgery.More moderate candidates are pushing for a so-called public option, which is a government-backed insurance plan.
Some seeking the nomination see a public option as an initial step towards a Medicare for All-type overhaul. But others say the best way to extend coverage to more Americans is to offer a public plan and also increase federal subsidies for Affordable Care Act policies.Passed in 2010, the landmark law made sweeping changes to the nation's health care system.
Three-quarters of the public have favorable views of work-based coverage, according to a new poll by the Kaiser Family Foundation. Of those with such plans, 86% rate their coverage as either"excellent" or"good." Deductibles have also risen swiftly, contributing to the financial pinch many Americans feel when they need medical care. The average deductible for an individual is now nearly $1,575 for those workers who have one, up from $735 in 2008, Kaiser found.Created in 1965, this federal program provides health insurance for roughly 60 million elderly and disabled Americans. It covers hospitalization, rehabilitation and doctors' visits, but not vision, hearing, dental and long-term care.
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