Christian Frahm is the CEO of United Fintech. Read Christian Frahm's full executive profile here.
We live in interesting times. One simple way you can tell just how much the world has changed in the span of most of our lives is by looking at banks. They do not look the same, they do not feel the same and they never will be the same.
UK startups with an estimated ⅓ of these being fintechs that in some way are challenging the business domains of banks. Two of these being London-based Monzo and Revolut, which have a combined valuation of $32.3 billion despite both being founded just eight years ago in 2015. Other global examples include Stripe, Klarna and Ant Group.
The current trajectory is dark: My bet is 50% or more of the current legacy financial institutions will be irrelevant and most likely dead within 15 years. They will simply be unable to service the basic digital needs of their customers using their current infrastructure.
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