Those who want Affordable Care Act coverage for 2023 have only a few days left to sign up
. Open enrollment ends Sunday on the federal exchange and most state-based marketplaces. A few states that run their own exchanges, including California, Massachusetts, New Jersey, New York and Rhode Island, as well as the District of Columbia, are allowing residents to enroll as late as January 31. Sign-ups have already hit record levels.
Lawmakers extended that generous help through 2025 as part of the Inflation Reduction Act – the climate, health care and tax package that became law last summer. Enrollees pay no more than 8.5% of their income toward coverage, down from nearly 10% prior to the enhancement. Lower-income policyholders can receive subsidies that eliminate their premiums. Also, those earning more than 400% of the federal poverty level are now eligible for help.
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