In 2021, more than 92,000 victims over the age of 60 reported losses of $1.7 billion to the Federal Bureau of Investigation. That’s a 74% increase in losses compared with that reported in 2020. Here are six steps you can take to help you avoid scams:
All ages and all demographics are at risk. No one is immune — everyone is a potential target. But the elderly have savings, IRAs and other retirement accounts. Fraudsters go where the money is.Cybercrime is on the rise. Javelin Strategy and Research’s “2022 Identity Fraud Study: The Virtual Battleground” found a 90% increase in account takeovers from 2020 to 2021.Fraudsters have gotten smarter and can closely imitate emails and text links from real companies.
Don’t provide any personal account or identifying information in response to any communication you receive by phone, text or email.Vary the passwords you use for all financial accounts and ideally change them every three months.Instead, contact your bank yourself to review your account activity and information.Resist the urge to act quickly. Criminals urge their victims to act fast to protect a device or account.
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