Here are money-saving solutions to insurance plan changes, expired discount coupons and other issues.
Live well every day with tips and guidance on food, fitness and mental health, delivered to your inbox every Thursday., vaccinations, including the shingles vaccine, are free for people on Medicare, and most insulin costs just $35 or less a month for people on Medicare Part D. Beginning Jan. 1, 2025, another big benefit kicks in as well: Seniors onThese changes will help, but high drug costs remain a big problem even though most Americans have health insurance.
While the insurer must notify you of formulary changes, the alert can be easy to miss or hard to understand, says Stephen W. Schondelmeyer, a professor at the University of Minnesota and director of the Prime Institute, which researches economic and policy issues regarding pharmaceuticals. To file an appeal, you may need to provide records from your pharmacist in the package you submit. The Patient Advocate Foundation can help if you have a serious condition, such as cancer or rheumatoid arthritis. Call 800-532-5274 or go to
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