This time of year can be depressing for a variety of reasons, but here are tips to get rid of the mental burden of debt from holiday
Know your spending type
If you’re more of a risk-taker, you may find yourself willing to assume more debt — from investments or other expenses — with the potential of greater payoff. However, that tendency can also put you at higher risk of being in financial trouble.Article content, or spending money on yourself, can provide quick hits of endorphins that provide a pleasurable fix. But making purchases as a way to make you feel good can also have long-term financial repercussions.
When you tackle your financial problems from the root, you create habits that prevent them from growing again, and therefore have a better outcome in the long term.Article content“Don’t be too hard on yourself,” said Taylor, “you can’t drive a car successfully if you’re looking back the whole time.”Creating a long-term goal creates an end game and can “help you stay focused and motivated day to day.
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