.Chime is ranked No. 25 on this year's Disruptor50 list.
to members, and it's continuing to focus on helping members speed up the delivery of their stimulus payments and avoid the long wait for a paper check. CEO and co-founder Chris Britt says he's been hearing feedback from members about how getting their stimulus funds a few days early is impacting their lives, enabling them to buy groceries or pay bills.
One of the more beloved features of Chime is SpotMe. Members who have total monthly direct deposits of $500 or more are eligible for the service. If a member makes a debit card purchase that exceeds their balance, Chime will spot them the money up to a predetermined limit. The money spotted is deducted from the member's next direct deposit without any additional fees or penalties. This is in sharp contrast to the fees thatIn a crowded field, Chime is being noticed by investors.
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